Terms and Conditions

1. Acceptance of Terms

By visiting, registering interest in, or otherwise using the Sereno Poupentorio website, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Sereno Poupentorio provides informational content and materials related to AI-driven data analysis and decision-support tools for financial planning purposes. The content presented on this website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice.

We reserve the right to modify, suspend, or discontinue any part of the Service, including availability of any feature, content, or section, at any time and without prior notice or liability.

3. Eligibility

By using the Service, you represent that you are at least the age of majority in your jurisdiction of residence and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

4. No Professional Advice

Nothing on this website constitutes professional financial, legal, tax, or investment advice. Any decisions made based on information presented through the Service are made at your own discretion and risk. You should consult with a qualified professional advisor before making any financial or investment decisions.

5. Requesting Access / Submitting Information

Where the Service allows you to request access, submit an inquiry, or provide contact details, you agree to provide accurate and current information. Submission of a request does not guarantee access to, or continued availability of, any feature or service. We reserve the right to accept or decline any request at our discretion.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and the compilation thereof, is the property of Sereno Poupentorio or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent, except as necessary for personal, non-commercial use of the Service.

7. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. This includes, without limitation, attempting to gain unauthorized access to any part of the Service, interfering with its operation, or using automated means to extract content without permission.

8. Third-Party Links

The Service may contain links to third-party websites or resources that are not owned or controlled by Sereno Poupentorio. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Inclusion of any link does not imply endorsement.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any information provided is accurate, complete, or current.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Sereno Poupentorio and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of, or inability to access or use, the Service.

11. Indemnification

You agree to indemnify and hold harmless Sereno Poupentorio, its affiliates, and representatives from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised date and will be effective as soon as it is accessible. Your continued use of the Service after any changes constitutes acceptance of the revised Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Service, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sereno Poupentorio operates, without regard to its conflict of law provisions. This section should be reviewed and confirmed to reflect your actual governing jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

16. Contact

Questions regarding these Terms may be directed to Sereno Poupentorio using the contact details provided in the footer of this website.